Financial Aggregates – December 2025
RBAAll growth rates for the financial aggregates are seasonally adjusted, and adjusted for theeffects of breaks in the series. Data for the levels of financial aggregates are notadjusted for series breaks, and growth rates should not be calculated from data on thelevels of credit.
The table below presents a summary of the latest financial aggregates statistics.
Financial Aggregates
All growth rates for the financial aggregates are seasonally adjusted, and adjusted for theeffects of breaks in the series. Data for the levels of financial aggregates are notadjusted for series breaks, and growth rates should not be calculated from data on thelevels of credit.
Historical levels and growth rates for the financial aggregates have been revised owing tothe resubmission of data by some financial intermediaries, the re-estimation of seasonalfactors and the incorporation of securitisation data. The RBA credit aggregates measurecredit provided by financial institutions operating domestically. They do not capturecross-border or non-intermediated lending.
Since the July 2019 release, the financial aggregates have incorporated an improvedconceptual framework and a new data collection. This is referred to as the Economic andFinancial Statistics (EFS) collection. For more information, seeUpdates to Australia's FinancialAggregates and the July 2019 Financial Aggregates.
Since the March 2023 release, series that exclude lending to warehouse trusts in business credit were added tothe financial aggregates. More information is available in theChange Notice published 21 April 2023.
